Bank of Punjab Offering Management Trainee Program for Graduates: Here are the details!

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Trainee Program

Table of Contents

Introduction

In a bold and forward-thinking move, the Bank of Punjab (BOP) has unveiled its coveted Management Trainee Technology Program 2025, designed to cultivate a new generation of technologists and digital innovators within Pakistan’s banking sector. This initiative promises a once-in-a-lifetime opportunity for passionate and talented young graduates to immerse themselves in leading-edge technologies and contribute meaningfully to the nation’s financial future.

This extensive article delves into every facet of the program—its objectives, eligibility criteria, application steps, training regimen, potential career trajectories, and much more. It’s tailored to guide aspirants through the intricacies of this transformative opportunity.

Section 1: The Strategic Vision Behind the MTTP

1.1 The Drive Toward a Digital-First Banking Ecosystem

Banking in Pakistan is undergoing a digital revolution. As mobile wallets, digital payments, open APIs, and fintech integrations skyrocket, institutions like BOP are proactively aligning their talent pipelines with these seismic shifts. By launching the Management Trainee Technology Program (MTTP) 2025, BOP seeks to embed technological competence and innovation at every organizational layer.

1.2 More Than Just a Training Initiative

This isn’t your typical internship. The MTTP serves as a curated incubator for future leaders—professionals who can navigate the confluence of finance and technology. The program pairs structured classroom learning with immersive, on-the-ground exposure across AI, blockchain, cybersecurity, cloud solutions, mobile app development, data analytics, digital channels, and traditional software programming.

Participants won’t simply learn—they’ll apply. Working on real projects that integrate digital transformation strategies with front-line banking operations positions MTTP graduates as valuable contributors from day one.

Section 2: Eligibility & Prerequisites — Are You the Ideal Candidate?

2.1 Educational Requirements

  • Mandatory Qualification: A minimum of 16 years of education is required.

  • Preferred Disciplines: Degrees in Computer Science, Information Technology, Software Engineering, Electrical/Electronics Engineering, or related fields (e.g., Data Science, Telecommunications) from an HEC-recognized institution.

  • Domestic or International: Degrees issued by recognized local and foreign universities are accepted.

  • Final-Year Students: Those awaiting final results can apply but must upload an updated transcript showing persistence of CGPA/marks by August 31, 2025.

2.2 Academic Standing

  • Minimum CGPA: 3.0 on a scale of 4.0, or

  • Percentage Equivalent: At least 75%

  • This strict benchmark underscores BOP’s demand for high-achieving candidates with a proven track record of excellence.

2.3 Age Limit

  • Applicants must be aged 27 years or younger by the final application date of July 27, 2025.

  • This age criterion ensures the program remains a gateway for fresh graduates and recent entrants into the professional sphere.

2.4 Experience

  • No experience required. The MTTP is tailored for individuals embarking on their careers—no previous work history is necessary.

  • That said, any internships, academic projects, technical certifications, or personal tech portfolios can give applicants a competitive advantage.

Section 3: Fostering Diversity — Inclusivity at Every Level

The MTTP is firmly anchored in the values of diversity, equity, and inclusion. BOP invites candidates from all communities to apply:

  • Women: Encouraged to participate to further gender parity in tech.

  • Minorities: Including ethnic and religious minorities.

  • Differently-abled Individuals: Accessible selection processes are in place.

  • Transgender Persons: Supported and respected throughout.

This inclusion-first philosophy augments not just social fairness but also fosters dynamic teams enriched by multiple viewpoints and lived experiences.

Section 4: Areas of Specialization — Where You’ll Make an Impact

Once selected, trainees will embark on a rotational journey across several pivotal technological domains:

4.1 Artificial Intelligence (AI) & Machine Learning

  • Work on predictive models, chatbots, and intelligent automation to revolutionize customer engagement and risk analytics.

4.2 Blockchain & Distributed Ledger Technology

  • Explore secure and transparent transactional platforms, smart contracts, and crypto-integrations aligned with financial regulations.

4.3 Cybersecurity

  • Dive into threat detection, vulnerability management, and security audits to safeguard BOP’s critical data infrastructure.

4.4 Cloud Computing

  • Gain experience with AWS, Azure, or Google Cloud to modernize operations and optimize computing scalability and cost.

4.5 Mobile Application Development

  • Build intuitive, secure mobile solutions to uplift user experiences in digital and mobile banking.

4.6 Digital Channels

  • Design and manage responsive web platforms, API-driven services, and omni-channel customer interfaces.

4.7 Data Analytics & Business Intelligence

  • Turn complex datasets into strategic insights using BI tools and statistical methods for improved decision-making.

4.8 Software Development & Core Programming

  • Learn the full software development life cycle (SDLC), from coding to testing and deployment, embedded in real banking solutions.

By rotating across these domains, trainees develop versatility and a holistic understanding of how diverse technologies underpin the future of banking.

Section 5: Training Structure & Experience

5.1 Onboarding & Orientation

  • An initial induction program orients trainees with BOP’s mission, digital strategy, core systems, regulatory landscape, and digital governance frameworks.

5.2 Classroom Modules & Technical Seminars

  • Expert-led sessions cover:

    • Python, Java, JavaScript

    • Data Mining, ML Frameworks (e.g., TensorFlow, PyTorch)

    • Blockchain Fundamentals (e.g., Ethereum, Hyperledger)

    • Cyber Threat Intelligence

    • Agile & DevOps methodologies

    • Cloud Architecture best practices

5.3 Rotational Assignments

  • Trainees cycle through 2–3 core departments:

    • AI/Data Analytics Hub

    • Cybersecurity & Risk Management

    • Digital Channels/Mobile App Lab

    • Emerging Tech Innovations Unit

During each stint, they’re matched with mentors and work on targeted projects—ranging from feature rollouts to security audits and analytical dashboards.

5.4 Capstone Project

  • A highlight of the program: trainees pitch and execute a full-scale project, solving genuine banking problems or piloting next-gen solutions.

  • Deliverables include technical build-out, business use-case presentation, and a roadmap for scalability.

5.5 Evaluations & Feedback

  • Periodic reviews from mentors and department heads.

  • KPI-based assessments measuring:

    • Technical skill evolution

    • Cohesion in team settings

    • Leadership & communication growth

    • Business impact quantification

Constructive feedback is given to help each trainee refine strengths and address growth areas.

5.6 Certification & Graduation

  • Successful completion results in an official BOP certification, commendations for outstanding performers, and high-achievers may be fast-tracked into specialized roles.

Section 6: Career Pathways After MTTP

Graduates of the program open doors to accelerated career growth in a number of advanced roles:

  • Digital Banking Solutions Engineer

  • Data Scientist / Analytics Manager

  • AI/Machine Learning Engineer

  • Cybersecurity Analyst

  • Blockchain Architect

  • Cloud Infrastructure Specialist

  • Mobile App Developer

  • Product Manager, Digital Services

Depending on performance, candidates may enter leadership fast-track tracks, joining steering committees or innovation labs shaping BOP’s next technological frontier.

Section 7: Program Benefits & What Sets It Apart

7.1 Structured Skill Development

  • A holistic blend of hands-on experience, technical training, and soft-skill enhancement workshops.

7.2 Mentorship and Networking

  • Guided by seasoned technocrats and senior management.

  • Opportunities to interact with executives, CTO-level leaders, and cross-functional teams across Pakistan.

7.3 Access to Cutting-Edge Technologies

  • Direct experience with real-world tools in AI, blockchain, cloud, cybersecurity, mobile apps, and data platforms.

7.4 Financial & Career Incentives

  • Trainees receive a competitive stipend throughout the program.

  • Potential for permanent roles within BOP upon graduation.

  • Exposure to national regulatory landscapes (SBP, SEC, PTA, SECP), fintech industry standards, and compliance best practices.

7.5 A Platform to Innovate

  • Capstone projects often serve as launchpads for new digital banking offerings.

  • Alumni of the program frequently contribute to BOP’s pilot launches or digital innovation summits.

Section 8: The Application Journey — Step by Step

8.1 Application Portal

  • Submit via the official careers page: bop.com.pk/careers (look for “Management Trainee Technology Program – 2025”).

  • Available in English and Urdu.

8.2 Required Documents

  • Updated CV/resume

  • Copy of CNIC or Passport (for international degree holders)

  • Academic transcripts (and proof of pending results if applicable)

  • Passport‑style photograph (as per specifications)

8.3 Application Timeline

  • Portal live: June 15 – July 27, 2025

  • Deadline: Sunday, July 27, 2025, 11:59 PM PKT

  • Transcript submission deadline for Final-Year students: August 31, 2025

8.4 Stages of Selection

  1. Eligibility Screening: Resume, academic marks, and age limit assessment.

  2. Online Test: Cognitive ability, quantitative aptitude, reasoning, and basic programming logic.

  3. Technical Assessment: Team-based or individual tasks simulating real-world banking tech challenges.

  4. Interviews:

    • First Round: Technical interview by senior tech team.

    • Second Round: HR interview focusing on attitude, cultural fit, and communication.

  5. Final Selection & Offer: Offers extended to top candidates. Joining orientation kicks off in September 2025.

8.5 Support & Queries

  • For technical/application help, call 0800‑26700 (toll-free within Pakistan).

  • BOP’s support team provides guidance on the portal, timelines, and technical instructions.

  • Applicants are encouraged to check email and SMS alerts for test invites and status updates.

Section 9: Tips for Post-Application Preparation

  • Brush Up On Foundations:

    • Refresh your knowledge of data structures, algorithms, SQL, Python/Java basics.

    • Review common aptitude and logical reasoning questions.

  • Engage in Prep Tests:

    • Attempt sample induction tests used by banks or fintech firms.

    • Use online platforms to practice problem-solving under time constraints.

  • Explore Emerging Tech:

    • Familiarize yourself with AI/ML libraries, basic blockchain frameworks, and cloud fundamentals.

    • Check out fintech trends in payments, open banking, and digital economics.

  • Prepare for HR Interviews:

    • Reflect on why digital banking interests you.

    • Draft examples demonstrating teamwork, leadership, and tech curiosity.

  • Be Proactive:

    • Join networking groups, alumni communities, and digital-iniz–tech forums.

    • Attend hackathons or webinars on fintech to demonstrate initiative.

Section 10: FAQs (Frequently Asked Questions)

Question Answer
Can final-year students apply? Yes. Must share interim transcripts and final mark sheets by August 31.
Is prior work experience necessary? No. This is a fresh-graduate-focused program.
Are older graduates eligible? No—must be 27 years or younger by July 27, 2025.
Is there a fee? No application or assessment fees.
Is relocation required? Trainees may rotate across BOP’s major digital and tech hubs in Lahore, Islamabad, and Karachi.
Is it a stipend or salary paid? Stipends are offered during training; top performers may receive employment offers with full salary packages.
What is the duration? The program typically runs for 9–12 months depending on project scope and rotational assignments.
What happens after graduation? Trainees are eligible for permanent roles aligned with their skills and performance—some join fast-track leadership groups.

Section 11: Why This Program Matters

11.1 For Graduates

  • Launches careers at the intersection of tech and finance.

  • Provides mentorship, real-world application, and guaranteed visibility.

11.2 For the Banking Industry

  • BOP is strengthening Pakistan’s banking workforce with homegrown tech talent.

  • Sets a precedent for other banks to embed innovation in their recruitment strategies.

11.3 For Pakistan

  • Cultivates a new generation of digital specialists committed to solving financial inclusion, cybersecurity, and fintech challenges.

  • Prepares the nation for global-standard financial services and competition.

Section 12: Testimonials & Alumni Voices (Hypothetical, Illustrative)

  • “The MTTP gave me hands-on exposure to building AI-powered chatbots. Six months in, and I already feel like a valued member of the innovation team.” — MTTP 2024 Graduate

  • “Working on a cloud migration project taught me more than any classroom ever could—scale, efficiency, team coordination mattered more than theory.” — Previous Trainee

  • “The mentorship was exceptional—my manager didn’t just guide me technically, but also coached me in conveying my ideas to executives and non-technical peers.”

Section 13: A Closing Reflection

The Bank of Punjab’s Management Trainee Technology Program 2025 is more than just a training initiative—it’s a transformative launchpad. For Pakistan’s brightest minds in technology, this is a golden ticket: immersive learning, meaningful mentorship, real-world impact, and a direct pathway into a leading-edge digital banking career.

If you’re a driven, tech-savvy graduate with a hunger to learn, innovate, and lead—this is your moment. Apply by Sunday, July 27, 2025, via the BOP career portal, and take your place in shaping the future of banking in Pakistan.

Introduction

In a bold and forward-thinking move, the Bank of Punjab (BOP) has unveiled its coveted Management Trainee Technology Program 2025, designed to cultivate a new generation of technologists and digital innovators within Pakistan’s banking sector. This initiative promises a once-in-a-lifetime opportunity for passionate and talented young graduates to immerse themselves in leading-edge technologies and contribute meaningfully to the nation’s financial future.

This extensive article delves into every facet of the program—its objectives, eligibility criteria, application steps, training regimen, potential career trajectories, and much more. It’s tailored to guide aspirants through the intricacies of this transformative opportunity.

Section 1: The Strategic Vision Behind the MTTP

1.1 The Drive Toward a Digital-First Banking Ecosystem

Banking in Pakistan is undergoing a digital revolution. As mobile wallets, digital payments, open APIs, and fintech integrations skyrocket, institutions like BOP are proactively aligning their talent pipelines with these seismic shifts. By launching the Management Trainee Technology Program (MTTP) 2025, BOP seeks to embed technological competence and innovation at every organizational layer.

1.2 More Than Just a Training Initiative

This isn’t your typical internship. The MTTP serves as a curated incubator for future leaders—professionals who can navigate the confluence of finance and technology. The program pairs structured classroom learning with immersive, on-the-ground exposure across AI, blockchain, cybersecurity, cloud solutions, mobile app development, data analytics, digital channels, and traditional software programming.

Participants won’t simply learn—they’ll apply. Working on real projects that integrate digital transformation strategies with front-line banking operations positions MTTP graduates as valuable contributors from day one.

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Section 2: Eligibility & Prerequisites — Are You the Ideal Candidate?

2.1 Educational Requirements

  • Mandatory Qualification: A minimum of 16 years of education is required.

  • Preferred Disciplines: Degrees in Computer Science, Information Technology, Software Engineering, Electrical/Electronics Engineering, or related fields (e.g., Data Science, Telecommunications) from an HEC-recognized institution.

  • Domestic or International: Degrees issued by recognized local and foreign universities are accepted.

  • Final-Year Students: Those awaiting final results can apply but must upload an updated transcript showing persistence of CGPA/marks by August 31, 2025.

2.2 Academic Standing

  • Minimum CGPA: 3.0 on a scale of 4.0, or

  • Percentage Equivalent: At least 75%

  • This strict benchmark underscores BOP’s demand for high-achieving candidates with a proven track record of excellence.

2.3 Age Limit

  • Applicants must be aged 27 years or younger by the final application date of July 27, 2025.

  • This age criterion ensures the program remains a gateway for fresh graduates and recent entrants into the professional sphere.

2.4 Experience

  • No experience required. The MTTP is tailored for individuals embarking on their careers—no previous work history is necessary.

  • That said, any internships, academic projects, technical certifications, or personal tech portfolios can give applicants a competitive advantage.

Section 3: Fostering Diversity — Inclusivity at Every Level

The MTTP is firmly anchored in the values of diversity, equity, and inclusion. BOP invites candidates from all communities to apply:

  • Women: Encouraged to participate to further gender parity in tech.

  • Minorities: Including ethnic and religious minorities.

  • Differently-abled Individuals: Accessible selection processes are in place.

  • Transgender Persons: Supported and respected throughout.

This inclusion-first philosophy augments not just social fairness but also fosters dynamic teams enriched by multiple viewpoints and lived experiences.

Section 4: Areas of Specialization — Where You’ll Make an Impact

Once selected, trainees will embark on a rotational journey across several pivotal technological domains:

4.1 Artificial Intelligence (AI) & Machine Learning

  • Work on predictive models, chatbots, and intelligent automation to revolutionize customer engagement and risk analytics.

4.2 Blockchain & Distributed Ledger Technology

  • Explore secure and transparent transactional platforms, smart contracts, and crypto-integrations aligned with financial regulations.

4.3 Cybersecurity

  • Dive into threat detection, vulnerability management, and security audits to safeguard BOP’s critical data infrastructure.

4.4 Cloud Computing

  • Gain experience with AWS, Azure, or Google Cloud to modernize operations and optimize computing scalability and cost.

4.5 Mobile Application Development

  • Build intuitive, secure mobile solutions to uplift user experiences in digital and mobile banking.

4.6 Digital Channels

  • Design and manage responsive web platforms, API-driven services, and omni-channel customer interfaces.

4.7 Data Analytics & Business Intelligence

  • Turn complex datasets into strategic insights using BI tools and statistical methods for improved decision-making.

4.8 Software Development & Core Programming

  • Learn the full software development life cycle (SDLC), from coding to testing and deployment, embedded in real banking solutions.

By rotating across these domains, trainees develop versatility and a holistic understanding of how diverse technologies underpin the future of banking.

Section 5: Training Structure & Experience

5.1 Onboarding & Orientation

  • An initial induction program orients trainees with BOP’s mission, digital strategy, core systems, regulatory landscape, and digital governance frameworks.

5.2 Classroom Modules & Technical Seminars

  • Expert-led sessions cover:

    • Python, Java, JavaScript

    • Data Mining, ML Frameworks (e.g., TensorFlow, PyTorch)

    • Blockchain Fundamentals (e.g., Ethereum, Hyperledger)

    • Cyber Threat Intelligence

    • Agile & DevOps methodologies

    • Cloud Architecture best practices

5.3 Rotational Assignments

  • Trainees cycle through 2–3 core departments:

    • AI/Data Analytics Hub

    • Cybersecurity & Risk Management

    • Digital Channels/Mobile App Lab

    • Emerging Tech Innovations Unit

During each stint, they’re matched with mentors and work on targeted projects—ranging from feature rollouts to security audits and analytical dashboards.

5.4 Capstone Project

  • A highlight of the program: trainees pitch and execute a full-scale project, solving genuine banking problems or piloting next-gen solutions.

  • Deliverables include technical build-out, business use-case presentation, and a roadmap for scalability.

5.5 Evaluations & Feedback

  • Periodic reviews from mentors and department heads.

  • KPI-based assessments measuring:

    • Technical skill evolution

    • Cohesion in team settings

    • Leadership & communication growth

    • Business impact quantification

Constructive feedback is given to help each trainee refine strengths and address growth areas.

5.6 Certification & Graduation

  • Successful completion results in an official BOP certification, commendations for outstanding performers, and high-achievers may be fast-tracked into specialized roles.

Section 6: Career Pathways After MTTP

Graduates of the program open doors to accelerated career growth in a number of advanced roles:

  • Digital Banking Solutions Engineer

  • Data Scientist / Analytics Manager

  • AI/Machine Learning Engineer

  • Cybersecurity Analyst

  • Blockchain Architect

  • Cloud Infrastructure Specialist

  • Mobile App Developer

  • Product Manager, Digital Services

Depending on performance, candidates may enter leadership fast-track tracks, joining steering committees or innovation labs shaping BOP’s next technological frontier.

Section 7: Program Benefits & What Sets It Apart

7.1 Structured Skill Development

  • A holistic blend of hands-on experience, technical training, and soft-skill enhancement workshops.

7.2 Mentorship and Networking

  • Guided by seasoned technocrats and senior management.

  • Opportunities to interact with executives, CTO-level leaders, and cross-functional teams across Pakistan.

7.3 Access to Cutting-Edge Technologies

  • Direct experience with real-world tools in AI, blockchain, cloud, cybersecurity, mobile apps, and data platforms.

7.4 Financial & Career Incentives

  • Trainees receive a competitive stipend throughout the program.

  • Potential for permanent roles within BOP upon graduation.

  • Exposure to national regulatory landscapes (SBP, SEC, PTA, SECP), fintech industry standards, and compliance best practices.

7.5 A Platform to Innovate

  • Capstone projects often serve as launchpads for new digital banking offerings.

  • Alumni of the program frequently contribute to BOP’s pilot launches or digital innovation summits.

Section 8: The Application Journey — Step by Step

8.1 Application Portal

  • Submit via the official careers page: bop.com.pk/careers (look for “Management Trainee Technology Program – 2025”).

  • Available in English and Urdu.

8.2 Required Documents

  • Updated CV/resume

  • Copy of CNIC or Passport (for international degree holders)

  • Academic transcripts (and proof of pending results if applicable)

  • Passport‑style photograph (as per specifications)

8.3 Application Timeline

  • Portal live: June 15 – July 27, 2025

  • Deadline: Sunday, July 27, 2025, 11:59 PM PKT

  • Transcript submission deadline for Final-Year students: August 31, 2025

8.4 Stages of Selection

  1. Eligibility Screening: Resume, academic marks, and age limit assessment.

  2. Online Test: Cognitive ability, quantitative aptitude, reasoning, and basic programming logic.

  3. Technical Assessment: Team-based or individual tasks simulating real-world banking tech challenges.

  4. Interviews:

    • First Round: Technical interview by senior tech team.

    • Second Round: HR interview focusing on attitude, cultural fit, and communication.

  5. Final Selection & Offer: Offers extended to top candidates. Joining orientation kicks off in September 2025.

8.5 Support & Queries

  • For technical/application help, call 0800‑26700 (toll-free within Pakistan).

  • BOP’s support team provides guidance on the portal, timelines, and technical instructions.

  • Applicants are encouraged to check email and SMS alerts for test invites and status updates.

Section 9: Tips for Post-Application Preparation

  • Brush Up On Foundations:

    • Refresh your knowledge of data structures, algorithms, SQL, Python/Java basics.

    • Review common aptitude and logical reasoning questions.

  • Engage in Prep Tests:

    • Attempt sample induction tests used by banks or fintech firms.

    • Use online platforms to practice problem-solving under time constraints.

  • Explore Emerging Tech:

    • Familiarize yourself with AI/ML libraries, basic blockchain frameworks, and cloud fundamentals.

    • Check out fintech trends in payments, open banking, and digital economics.

  • Prepare for HR Interviews:

    • Reflect on why digital banking interests you.

    • Draft examples demonstrating teamwork, leadership, and tech curiosity.

  • Be Proactive:

    • Join networking groups, alumni communities, and digital-iniz–tech forums.

    • Attend hackathons or webinars on fintech to demonstrate initiative.

Section 10: FAQs (Frequently Asked Questions)

Question Answer
Can final-year students apply? Yes. Must share interim transcripts and final mark sheets by August 31.
Is prior work experience necessary? No. This is a fresh-graduate-focused program.
Are older graduates eligible? No—must be 27 years or younger by July 27, 2025.
Is there a fee? No application or assessment fees.
Is relocation required? Trainees may rotate across BOP’s major digital and tech hubs in Lahore, Islamabad, and Karachi.
Is it a stipend or salary paid? Stipends are offered during training; top performers may receive employment offers with full salary packages.
What is the duration? The program typically runs for 9–12 months depending on project scope and rotational assignments.
What happens after graduation? Trainees are eligible for permanent roles aligned with their skills and performance—some join fast-track leadership groups.

Section 11: Why This Program Matters

11.1 For Graduates

  • Launches careers at the intersection of tech and finance.

  • Provides mentorship, real-world application, and guaranteed visibility.

11.2 For the Banking Industry

  • BOP is strengthening Pakistan’s banking workforce with homegrown tech talent.

  • Sets a precedent for other banks to embed innovation in their recruitment strategies.

11.3 For Pakistan

  • Cultivates a new generation of digital specialists committed to solving financial inclusion, cybersecurity, and fintech challenges.

  • Prepares the nation for global-standard financial services and competition.

Section 12: Testimonials & Alumni Voices (Hypothetical, Illustrative)

  • “The MTTP gave me hands-on exposure to building AI-powered chatbots. Six months in, and I already feel like a valued member of the innovation team.” — MTTP 2024 Graduate

  • “Working on a cloud migration project taught me more than any classroom ever could—scale, efficiency, team coordination mattered more than theory.” — Previous Trainee

  • “The mentorship was exceptional—my manager didn’t just guide me technically, but also coached me in conveying my ideas to executives and non-technical peers.”

Section 13: A Closing Reflection

The Bank of Punjab’s Management Trainee Technology Program 2025 is more than just a training initiative—it’s a transformative launchpad. For Pakistan’s brightest minds in technology, this is a golden ticket: immersive learning, meaningful mentorship, real-world impact, and a direct pathway into a leading-edge digital banking career.

If you’re a driven, tech-savvy graduate with a hunger to learn, innovate, and lead—this is your moment. Apply by Sunday, July 27, 2025, via the BOP career portal, and take your place in shaping the future of banking in Pakistan.

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